General Terms

LENDING AREA

California

TERMS

Up to Five-Years

RATES


We have some of the most competitive fixed rates in the industry. We can't quote just the rate here legally without disclosing all of the terms.

COSTS (Never an up-front fee!)

 

Paid From Loan Proceeds

>1.0% to 2.0% of the loan amount

>Lenders Title Insurance Policy (varies) 

>Loan Documents, around $1,000 

>Escrow fees (varies)


Not Piad From Loan Proceeds

>Appraisal (cost varies, not needed on conservative Loans) You pay directly to approved appraiser


PROPERTY TYPES

Retail – Office – Industrial - Multifamily – Homes (non-consumer) – Mobile Home Parks  

Leased Yard Space – Used Car Lots – Wineries and Vineyards – Worship – Notes – Hotels and Gas Stations (Real Estate value only) - No Land please