General Terms

LENDING AREA

California

TERMS

Up to Five-Years

RATES

Our rates are as low as 7.875%.


COSTS (Never an up-front fee!)

Paid From Loan Proceeds

>1.0% to 2.0% of the loan amount

>Lenders Title Insurance Policy (varies) 

>Loan Documents, around $1,000 

>Escrow fees (varies)


Not Paid From Loan Proceeds

>Appraisal (cost varies, not needed on conservative Loans) You pay directly to approved appraiser


PROPERTY TYPES

Retail – Office – Industrial - Multifamily – Homes (non-consumer) – Mobile Home Parks  

Leased Yard Space – Used Car Lots – Wineries and Vineyards – Worship – Notes – Hotels and Gas Stations (Real Estate value only) - No Land please